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Don'Q Technologies Incorporated — Master User Policy

One Policy • One Ecosystem • Every Service

Effective date: 8 July 2026 Version: v22.0.0

This Master User Policy governs every product, platform, operating

system, application, AI service, marketplace, franchise, partner

portal, website, and API developed, owned, licensed, or operated by

Don'Q Technologies Incorporated — including the Don'Q Super App,

Don'QOS™, SuperBot™, every OS module under the Don'QOS™ architecture

(MarketplaceOS, FranchiseOS, HealthcareOS™, EnergyOS™, ValueChainOS™,

GovernmentOS, and the rest), and the Don'Q franchise and partner

network. By using any Don'Q service, you agree to this policy and to

whichever service-specific terms supplement it (Terms of Service,

Privacy Policy, Cookie Policy, Compliance Policy, and KYC Policy,

linked below).

Part I — Founding Principles

Integrity, innovation, transparency, accountability, safety, respect,

inclusion, collaboration, sustainable development, responsible AI, and

human-centered technology.

Part II — Ecosystem Coverage

This policy applies across the core platform (Super App, Don'QOS™,

SuperBot™, Don'Q Wallet, Don'Q API Platform), the AI ecosystem (every

SuperBot™ agent and AI workflow), every operating system module,

every marketplace vertical, business services (CRM, ERP, HR, vendor

and franchise management), financial services offered where legally

authorized, education (Don'Q Academy), healthcare, government and

civic services, media, the full Don'Q Franchise Network, and the

partner ecosystem (vendors, agencies, investors, NGOs, governments,

and institutions we integrate with).

Part III — User Responsibilities

Obey applicable law, respect other members of the community, protect

your account and credentials, use services responsibly, respect

intellectual property, provide truthful information, and report abuse

or security issues rather than exploiting them.

Part IV — Prohibited Activities

Fraud, identity theft, money laundering or terrorism financing, hate

speech, harassment, cybercrime, malware distribution, unauthorized

system access, IP infringement, spam, deliberately harmful

misinformation, and illegal commerce are prohibited on any Don'Q

service.

Part V — Responsible AI

SuperBot™ and every Don'Q AI service may not be used to commit crimes,

produce malicious software, facilitate fraud, generate deceptive

impersonations, circumvent security, infringe intellectual property,

or conduct unlawful surveillance. Decisions with meaningful legal,

financial, employment, or healthcare consequences may require human

review.

Part VI — Digital Commerce

Buying, selling, renting, leasing, financing, escrow, delivery,

refunds, and returns of both digital and physical goods across the

Don'Q ecosystem are governed by this policy together with the

Marketplace Policy.

Part VII — Intellectual Property

Don'Q owns or licenses its trademarks, logos, software, AI models,

source code, algorithms, operating systems, franchise systems,

databases, and APIs. Unauthorized use is prohibited unless expressly

permitted in writing.

Part VIII — Data Governance

Privacy by design, security by design, data minimization, encryption,

access control, audit logging, incident response, and backup and

recovery — detailed fully in the Privacy Policy.

Part IX — Trust & Safety

Don'Q may verify identities (see the KYC Policy), monitor for abuse,

investigate reports, and suspend or restrict accounts engaged in

harmful activity, and will cooperate with lawful requests from

competent authorities where required by law.

Part X — Global Compliance

Users are responsible for complying with the laws applicable to their

own activity on the platform. Don'Q aims to operate in accordance with

the legal and regulatory requirements of the jurisdictions where it

provides services.

Part XI — Sustainability

Digital inclusion, ethical innovation, economic empowerment,

environmental responsibility, community development, education, job

creation, and entrepreneurship.

Part XII — Policy Governance

This Master User Policy is the parent document for every

service-specific policy across the ecosystem, including the Terms of

Service, Privacy Policy, Cookie Policy, Compliance Policy, KYC Policy,

and future policies (Marketplace, Vendor, Partner, Franchise,

Developer, API, Advertising, and Content Moderation policies) as they

are published.

Contact

legal@donqtechnologies.com